Tax Planning

Taxes are inevitable – it is important that whatever decisions you make, including decisions concerning your investment programs, ownership of assets, and retirement plans be done with an awareness of how your tax situation will be impacted. We recognize that a one-size-fits-all approach does not work – you are unique, your issues are unique, so […]

Risk Management

Our team is constantly assessing the risk of the unknown. We think ahead and consider various potential risks and personalize a contingency plan for you. While we understand risk cannot be eliminated entirely, it can and should be mitigated. Our risk management strategies may include life insurance, annuities, long-term care, disability insurance and liability insurance.

Business Planning

Our team helps you navigate through the unique day-to-day challenges you face as a business owner. By gaining a thorough understanding of your business objectives, we develop, implement and monitor strategies for the future success of your business.

Charitable Giving

As a firm we understand and are committed to charitable giving. We understand the need and the many ways charitable giving can take place during one’s lifetime and after. When properly executed, charity is a source of great pride and satisfaction. It can be as simple as putting a small donation in the Salvation Army […]

College Planning

If your financial goals include funding the future education of your family, we can help you develop an education funding strategy. Our team is experienced with investment vehicles including education savings accounts, 529 college savings accounts and specialized trust vehicles can make the goal a reality.

Estate Planning

Estate planning, sometimes referred to as legacy or succession planning, is an ongoing process based on changes in the law and your personal objectives. This is where our personal relationship with you can really make a difference. We offer financial strategies designed to efficiently manage the transfer of wealth from one generation to the next. […]

Retirement Planning

While you are working hard at building your career and living your life, we work with you to develop and monitor a wealth accumulation plan based on your specific retirement goals and objectives. As you approach retirement, we will walk with you through the maze of “one time only” critical decisions – questions like “What […]

Investment Management

We believe the formula for investment management should include the key components of thorough research, long-term planning, an understanding of current events, and a disciplined, well-managed relationship. Thoughtful investment management is the cornerstone of our client relationships. What most of our clients have in common is that they either hope to retire, they are retired, […]