Our Professionals

Malcolm A. Makin, CFP®

Mal founded Professional Planning Group, an independent registered investment advisory firm, in 1976. Through their relationship with Raymond James Financial Services which began in 1989, he and his team of professionals at PPG provide a diverse range of comprehensive wealth management services to individuals, families, businesses, foundations, endowments and “not for profit” charitable organizations.  Mal is proud to have been a member of the Raymond James Chairman’s Council on twenty three separate occasions and every year continuously since 1998.*

Regarded as one of the early leaders in the financial planning movement, Mal earned his CERTIFIED FINANCIAL PLANNER™ certification in 1981 and remains committed to the CFP® certification as the credential of choice for financial advisors.

He has served on both state and national boards related to the financial planning industry, including the Board of Directors of the Institute of Certified Financial Planners, the Board of Governors of the Certified Financial Planner™ Board of Standards, and the Financial Planning Association of Rhode Island. From 1987 to 1993, he served on the National Board of Ethics and Professional Responsibility for Certified Financial Planners™ of which he was Chairman for three years.

In 2015, Mal was presented with the “Youth Development Award” by the Ocean Community YMCA for his leadership, support, and commitment to the mission of the YMCA.  He received citations for his work from both Senator Dennis Algiere of Westerly and Gina M. Raimondo, Governor of the State of Rhode Island.

Mal is a major supporter of many charitable organizations.  He and his staff serve on the boards of several nonprofit organizations. Mal is an executive committee member and a past president of the Ocean Community YMCA, during which time the Y completed a $7.4 million renovation of its facility in Westerly.  He also serves as Investment Advisor for Community 2000, a foundation that provides scholarships to worthy students. He provides funding for a Professional Planning Group scholarship that is given each year to a deserving student.

Mal recently completed his fourth year as the volunteer Chair for the annual YMCA fund raising campaign which provides funding for kids, teens and families who need assistance for camp and a variety of other YMCA programs.  The goal in 2015 was $360,000.  This year the campaign raised $540,000.  

He has appeared on numerous television programs and is frequently quoted in a variety of nationally known publications. He is especially proud to have appeared on the cover of Financial Planning magazine and to have had his portrait in The Wall Street Journal, done in the publication’s renowned ink-dot style.

Mal is an avid golfer and fly fisherman. He  serves on the Board of Governors and is past president of the American Seniors Golf Association.  He competes in several national events each year.  Mal was the winner of the ASGA National Stroke Play Championship in both 2015 and 2016.  In 2012 and 2016, Mal and his partner won the Better Ball of Pairs Championship which was played at Casa de Campo in the Dominican Republic.  In 2012, he was a member of the ASGA team that competed against the Japanese Seniors International team at Pinehurst, North Carolina. The Americans were victorious on the golf course, and both teams were victorious in furthering camaraderie and cultural understanding.

Mal is an active member of Point Judith Country Club in Narragansett and has served on the Board of Governors.  He is past chair of the Golf Committee.  He has won the Senior Club Championship at Point Judith four times, most recently in 2017.  At Loblolly Golf Club in Hobe Sound Florida, Mal won the Senior Club Championship in 2013 and the Net Senior Club Championship in 2018.

Mal is a strong supporter of the Caddie programs at Point Judith, Loblolly and Ekwanok Country Club in Manchester, Vermont.  He is a supporter and advocate for Button Hole in Providence, RI.  Button Hole is a non-profit (501c3) initiative that is funded entirely by public donations.  It is dedicated to providing a short course and teaching center focused on kids and "golf, the greatest game."

He is a realist.  He is an optimist.  His glass is always half full...never half empty.  He believes that knowledge, experience, independence, trust and transparency are the keys to a successful client/advisor relationship.  He is a great listener and problem solver.

He is the proud father of four grown sons, three of whom are credentialed financial advisors with him at PPG, helping to create a family team of experienced wealth advisors well-positioned to take PPG and its clients confidently into the future.

Mal resides in Charlestown, Rhode Island, with his wife, Martha, and their beloved Portuguese water dogs, Reddington and Annabelle. He is the proud grandfather of six talented and loving children.

 

*Membership in the Raymond James’ Chairman’s Council is based on prior fiscal year production.  Re-qualification is required annually.



Joanna E. Valentini, CPA

 Joanna joined Professional Planning Group in 2018 with 27 years of accounting experience.  As Chief Financial Officer, Joanna is responsible for the day-to-day financial and operational activities of our company. She has extensive experience in areas of financial reporting and analysis, accounting policy, accounts payable, and process improvement and implementation.  Joanna is a member of the Executive Committee.

 

Prior to joining Professional Planning Group, Joanna was VP, Assistant Controller at The Washington Trust Company, where she was responsible for financial reporting, project implementation, reconciliation, and accounts payable.  Previously, she was Controller at Bess Eaton Donut Flour Company, Controller at MIM Corporation and Audit Supervising Senior Accountant at KPMG.

 

Joanna earned a Bachelor of Science from the University of Rhode Island in 1991, with a concentration in Accounting and her Certified Public Accountant designation in 1993.

 

Active in the community, Joanna serves as a parent advocate for children and adults with special needs on the Board of Directors at The Frank Olean Center.

 

Joanna lives is Westerly, RI with her husband, Al.  Together, they have three children, Alyssa, Lauren, and Sophia.  In her free time, Joanna enjoys spending time with her family and friends.

   

The Advisory Team


Michael T. Ryan CFP®, of Westerly has been a CERTIFIED FINANCIAL PLANNER practitioner with the Professional Planning Group since 1987. Mike brings to his practice the analytical skills he developed while earning his Ph.D. at the University of Connecticut (1980) in Educational Psychology with a focus on Measurement and Evaluation. A proponent of Modern Portfolio Theory, Mike works with investment clients to develop portfolios that attempt to maximize investment returns for the level of risk with which each client is comfortable. Mike’s strength lies in his ability to educate clients. He is able to take seemingly complex investment concepts and communicate them to clients in an easily understood manner.

Outside of his practice Mike is busy professionally. He is a member of the Financial Planning Association as well as a current member and former President of the Rhode Island Society of the Financial Planning Association. On a national level, Mike served three years as a member of the IBCFP’s Board of Standards. His published research during that time won the CFP Board Research Article award in 2004.   

Mike served the international financial community for five years during which time he helped CFP® affiliates attain their certification in Europe, Asia, Africa, and South America.

For over ten years, Mike was a featured guest on the morning television broadcast of local NBC affiliate, WJAR.

Locally, Mike served as president of the Memorial and Library Association of Westerly – that role led to him being chosen as the Rhode Island Library Trustee of the Year; Treasurer of the Katie Decubellis Memorial Foundation; Trustee of the Westerly Land Trust; board member of the Westerly Pawcatuck Downtown Task Force; Co-founder and board member of the Westerly Surf School and advisor to the Academy of Finance at the Westerly High School. He resides in Westerly.  


Peter C. Wallace has over 18 years of experience in the Financial Services Industry. He joined Professional Planning Group as a Financial Advisor in 1998. Peter’s responsibilities include working directly with Malcolm A. Makin, CFP® and other members of the team in areas of financial planning, investment management, research, retirement planning services and long term care planning. Peter helps clients create and manage wealth, preserve assets, create predictable income streams in retirement and plan for legacy distributions.

Prior to joining Professional Planning Group in 1998, Peter worked for Boston-Based MFS Investment Management. His responsibilities included marketing and servicing their mutual funds and annuity products. An additional two years were devoted to the MFS Retirement Plans Department were he assisted businesses of all sizes in designing and implementing retirement plans.

A graduate of Hartwick College, with a B.A. in Human Resources Management, Peter holds his series 7, 63, and 65 Licenses.

Peter volunteers as a Board Member for Adult Day Center of Westerly. He lives in Essex, CT with his wife Katrina and their daughter Lauren. Katrina maintains a successful dental practice in Essex. Peter enjoys golf, kayaking, paddle tennis and spending time with his family. 


Daniel M. Makin, CFP® joined Professional Planning Group in 2000. He earned his CERTIFIED FINANCIAL PLANNER professional certification in 2003.  He is a Raymond James Financial Advisor at the firm and works with his father and brothers to assist clients through the retirement process and throughout their life times.  Daniel is one of the primary compliance officers for Professional Planning Group and a member of the Executive, Compliance and Investment Committees.

Daniel has done consulting work for the Practice Management Division of Russell Investment Group. The FundFire Survey listed Russell as the top manager due diligence firm for 2009.  Prior to joining Professional Planning Group, He worked at the Mashantucket Pequot Gaming Enterprise. He was a manager and supervised department operations. Prior to that he worked at the Washington Trust Company.

Daniel received his BA degree from Alfred University in 1991 with a dual emphasis in management and finance. He holds his Series 7, 24, 51, 63, and 65 licenses and is a Raymond James Registered Principal.  He has also been a contributor to Newsline, a local NEARI publication for educators.

Daniel volunteers his time at Wood River Health Services.  He serves as the Vice President of the Board of Directors and is on the Finance Committee.  He also volunteers at the Okinawan Karate Institute teaching karate to children.  He is an avid outdoorsman and enjoys time on the water with his children. 


Christopher G. Wallace, CFA is a financial advisor and investments analyst for Professional Planning Group.  In this role, he works directly with clients to establish and implement portfolio strategies based upon individual client objectives.  Chris also assists in establishing the firm’s investment strategy and policy.

Prior to joining Professional Planning Group, Chris was a vice president and portfolio manager with Mellon Financial Corporation’s Private Wealth Management group where he managed $150 million in client assets and provided investment management and trust services to high net worth individuals, corporations, foundations and endowments.

Chris has 24 years experience in investment services.  He holds a BA degree with honors distinction in economics from Hobart College.  He is a graduate of the New England School of Banking’s trust and estate planning program at Williams College and is a member of CFA Institute and the Boston Security Analysts Society (BSAS).  Chris holds his Series 7 and 63 licenses and is a Raymond James Financial Advisor.  He currently serves on the Finance and Investment Committees of the Memorial and Library Association of Westerly.  He also served on the Board of Trustees from 2005 - 2014 and is a former member of the Professional Advisory Group at South County Hospital.

 

Chris has been a contributor to TheStreet.com, a well-known financial web site and publisher of investment information. He was also quoted in The Journal Report, a monthly section of The Wall Street Journal, on mutual fund investing.

 


Garrett P. Babij has a broad background in the investment management industry with extensive experience in portfolio management, derivatives, and equity research.  He joined Professional Planning Group as a Financial Advisor in 2013.

Prior to joining Professional Planning Group, Garrett served as a Portfolio Manager at Hilo Capital, a New York-based long/short equity hedge fund, which he founded in 2009.  Prior to founding Hilo Capital, Garrett spent 2 years as the Director of Equity Strategies at Meadowvale Advisors, where he focused on equity research and derivative trading.  Garrett spent the first 9 years of his career at Brown Brothers Harriman in New York, where he served in a variety of research and portfolio management roles.  While at Brown Brothers Harriman, he won the Igor Stravinsky award for "excellence and innovation within investment management."  Awarded by Brown Brothers in 2001 for his work in the development of a particular hedging strategy used by the firm.

Garrett received his BS degree from Villanova University in 1998, where he majored in Finance.  He holds his Series 7 and 66 licenses and is a Raymond James Financial Advisor.  Garrett enjoys tennis, golf and spending time with his family.

 

Client and Administrative Services

 

Eileen M. Esposito earned her MBA from the University of Rhode Island in 1991. Eileen began her investment career in 1989 as a coordinator for international finance conferences hosted by the Pacific Basin Capital Markets Research Center and the University of Rhode Island in Thailand, Korea, Hong Kong and Malaysia. In 1994, Eileen joined Dean Witter as an Account Executive working with individual investors, businesses and organizations to analyze their financial needs and identify appropriate investments to help meet their goals. In 1996, Eileen joined Professional Planning Group as a Raymond James Financial Advisor. She works closely with the other Advisors to help meet individual client needs and monitor portfolio allocation and performance. She is professionally trained and licensed in insurance products and holds her Series 7, 63, 65 and Rhode Island insurance licenses.


Lee-Ann Kozora joined Professional Planning Group in 1990. She is a compliance officer with the firm and a registered representative with Raymond James Financial Services. She assists senior management in implementing compliance programs for both broker/dealer regulatory compliance (FINRA) and registered investment advisor compliance (SEC). In addition she plays an essential role in assisting advisors and clients with portfolio management. Ms. Kozora has over 20 years experience in the financial industry and developed her career primarily in the areas of compliance management and client services. She holds Series 7 and 63 licenses and is also a Notary Public in the state of Rhode Island. 

 

Jennifer L. Redmond of Wakefield, RI, joined Professional Planning Group in 1995. She oversees operations and is a Series 7 Raymond James registered representative. She has 16 years experience in the field.  In addition to her oversight role, Jennifer assists clients in all facets of account relations such as buying and selling securities, retirement account (401K) transfers, stock, bond and mutual fund research, insurance, estate planning and margin and options trading.

 

 

 

 

 

 

 

 

Support Staff

 

 

 

Our Client Service Support Staff consists of Diane Nicol, Jonathan Makin, Nadine Lariviere, McKinley Slade, Colleen O'Neill, and Tina McCabe. Their responsibilities at Professional Planning Group consist of general client services such as account distributions, client confirmations, and quarterly mailings and reports. They also prepare cost basis information and answer general questions for clients. In addition, the administrative staff ensures that our database information is up to date and properly maintained.