Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Professional Planning Group
9 Granite Street • Westerly, RI • 02891
Phone: 401-596-2800 • Fax: 401-596-5980

Professional Planning Group does not accept orders and or instructions regarding client accounts by e-mail, voice mail or fax.
• info@ppgadvisors.com

Securities offered exclusively through Raymond James Financial Services, Inc. Member FINRA/SIPC

Professional Planning Group is an Independent Registered Investment Advisor

This site is published for residents of the United States only.  Raymond James' Financial Advisors may only conduct business with the residents of the states for which they are properly registered.  Therefore, a response to a request for information may be delayed.  Please note that not all of the investments and services mentioned are available in every state.  Investors outside the United States are subject to securities and tax regulations within their aplicable jurisdictions that are not addressed in this site.  Contact your local Raymond James office for information and availability.